Fast & Easy HVAC Financing with Confidence of Being Approved.

Affordable monthly payments that keep your home comfy and your finances on track.

Apply Online(971) 350-8335

Estimate Your Payment

Estimated monthly payment $0/mo

Based on a 120-month term at a fixed 16% APR.

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FTL Finance logo — Comfy HVAC's financing partner

We Get What You're Dealing With

When your HVAC system breaks down, the last thing you need is a sudden cost that takes a bite out of your savings.

Since we understand the stress that can cause homeowners, we've partnered with FTL Finance to turn an upfront cost into easy monthly payments, so you can restore your comfort without derailing your finances.

Preserve Your Cash

Getting a reliable HVAC system with high-quality installation shouldn't cost peace of mind.

  • Low Monthly Payments

    120 month term at 16% APR that never changes for the life of the loan.

  • No early-payoff penalty

    Pay extra each month or pay off at any time without fees.

  • Single Bureau Credit Pull

    Only one hard inquiry on your TransUnion credit report, with no Experian or Equifax hit.

  • Decision in Less than 20 Minutes

    Secure online application returns a result in minutes; we're notified as soon as you're approved.

What You Can Expect From Us

A smiling Comfy technician outside a home beside its air conditioner
  • Strive to accommodate your schedule
  • Arrive on time
  • Bring a great attitude to an often bad situation
  • Treat you with patience and respect
  • Find the most cost effective and reliable solution
  • Provide an outstanding experience
  • Guarantee our work with a comprehensive warranty

What Our Customers Say

Bringing Precision Comfort to Homes Across the Portland Metro Area

Covering over 1,100 square miles, Comfy serves Clackamas, Multnomah, and Washington counties including:

Clackamas County

Multnomah County

Washington County

  • Beaverton
  • Hillsboro
  • Tigard
  • Tualatin

How It Works

  1. Apply Online

    Fill out FTL's secure application form, which takes about 5 minutes.

  2. Get Approved in Less than 20 Minutes

    FTL runs a one-time TransUnion inquiry and replies over email with your approval in under 20 minutes. Comfy gets an automatic alert when you're approved.

  3. Schedule Installation

    Once approved, Comfy will work with you to pick a day and time to install your new HVAC system.

  4. Complete Installation

    Confirm with FTL that installation has been completed and Comfy will be paid directly. You will receive your monthly financing bill from FTL.

  5. Enjoy Worry-Free Comfort

    Relax and enjoy reliable home comfort while paying a low-cost monthly bill.

A couple submitting an online HVAC financing application on a laptop

Have additional questions or need a free estimate on a new HVAC system?

* Financing provided by FTL Finance. All loans subject to credit approval. Comfy HVAC is not a lender and does not influence credit decisions.

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